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$939,000
$790/sqft4% reduced
HOA: $1,440/moTaxes: $1,588/yr57d on market

Gulf Drive Apts

5400 GULF DR #32, HOLMES BEACH, FL, 34217

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2 Beds|2 Baths|1,188 Sq Ft|Built 1969

Key Features

Gulf AccessWater View55+ CommunitySingle Story
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 4% ($36,595 off original)
  • 57 days on market

Buyer Insights are informational only — always verify with your agent.

BEACHFRONT PROPERTY…...…..... OPEN TO SELLER FINANCING........FULLY FURNISHED........... BUILDING NEVER FLOODED………FULLY RENOVATED…….IMPACT WINDOWS…….........BREATHTAKING OCEAN AND BEACH VIEWS……….HOA PAYS EVERYTHING BUT ELECTRIC……………. Rarely does a beachfront opportunity like this come along. In a community where properties seldom hit the market, this residence stands out as one of the most desirable—MERE STEPS FROM THE SAND, overlooking the Gulf, and located in a building that has never flooded. With only 44 residences in the entire community and fewer than a dozen offering water views like this, opportunities here are incredibly limited. From the moment you step into the living room, your eyes are drawn to the sparkling blue water of the Gulf, reminding you that the beach is not just nearby… it’s part of your everyday life. Walk outside and within moments your feet are in the sand, or spend the afternoon relaxing beside the beautiful community pool just steps from your door. The community itself reflects a level of pride that is immediately noticeable, with beautifully maintained tropical landscaping and grounds that create a true island retreat the moment you arrive. Inside, the home has been fully renovated with thoughtful custom design and a bright open-concept layout, creating a space that feels both refined and relaxed. A custom kitchen anchors the living area, complemented by high-end finishes, California Closets custom storage, and impact windows throughout that bring in natural light while offering protection and efficiency. Being sold fully furnished, the next owner can simply arrive with a suitcase and immediately begin living the island dream—sunrise walks along the Gulf, evenings watching the sunset paint the water, and weekends filled with friends, family, and ocean breezes. With the HOA covering nearly everything except electricity, ownership here is refreshingly simple. Combined with the rare availability in this community and the possibility of seller financing, this is more than just a condo—it’s an opportunity to own a piece of Holmes Beach paradise that very few ever get the chance to call their own.

County
Manatee
Zip Code
34217
Community
5400 Condos

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Condominium
Living Area
1,188 sqft
Construction
Block
Roof
Tile
Flooring
Luxury Vinyl
Pool
No
HOA
$1,440 / Monthly
  • Ceiling Fans(s)
  • Living Room/dining Room Combo
  • Window Treatments
  • Balcony
  • Hurricane Shutters
  • Rain Gutters
  • Storage
  • Built-in Oven
  • Cooktop
  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Refrigerator
  • Washer
  • Inside
  • Laundry Room
  • Public
  • Deed Restrictions
  • Pool
  • Gulf/ocean Front
  • Water Access
  • Waterfront
  • Pickleball Court(s)
  • Pool
  • Pool
  • Maintenance Structure
  • Maintenance Grounds
  • Sewer
  • Trash
  • Water
Bedrooms
2
Bathrooms
2
Year Built
1969
Construction
Block
Flooring
Luxury Vinyl
Roof
Tile
Garage Spaces
0
Cooling
Central Air
Heating
Central, Electric
Waterfront
Yes
Pet Restrictions
No
Lot Size
0 acres
Senior Community
Yes
Building Elevator
No
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$1,588

Association Fees

  • HOA Fee

    C & S Community Management / Janet Ferandez

    $1,440/ Monthly

Down Payment20% — $187,800
Interest Rate6.50%
Loan Term
Est. Mortgage
$4,748
HOA Fee
$1,440
Est. Property Tax
$132
Est. Insurance
$313
Total Est. Monthly Cost$6,633

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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