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$409,000
$145/sqft
HOA: $85/anCDD: $2,715/yrTaxes: $10,267/yr57d on market

Shell Cove

528 OCEAN SPRAY DR, RUSKIN, FL, 33570

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4 Beds|4 Baths|2,820 Sq Ft|Built 2021|3 Car Garage

Key Features

Single Story3-Car Garage
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✨ This home matches what most buyers are looking for in this area.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • 57 days on market
  • Updated 2 days ago

Buyer Insights are informational only — always verify with your agent.

BACK ON THE MARKET BUYERS LOSS IS YOUR GAIN! Welcome to 528 Ocean Spray Drive, a move-in-ready 2021 home in the desirable Shell Cove community. Offering 4 bedrooms, 3.5 bathrooms and 2,820 square feet, this spacious home features an open-concept layout ideal for comfortable living and entertaining. The kitchen showcases granite countertops, stainless steel appliances, abundant cabinetry and a large center island overlooking the main living area. A private in-law suite with a separate entrance provides excellent flexibility for guests, extended family, a home office or additional living space. Additional highlights include a three-car garage and fenced backyard. Residents enjoy access to a resort-style community pool, playground, park and walking trails, with convenient access to I-75, Tampa, shopping and dining. A 2.9% assumable mortgage may be available to qualified buyers; VA status is not required. Preapproval is required with all offers, and the seller must review all buyer qualifications. Schedule your private showing today!

City
RUSKIN
Subdivision
SHELL COVE PH 2
County
Hillsborough
Zip Code
33570

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
2,820 sqft
Construction
Brick
Roof
Shingle
Flooring
Carpet, Tile
Pool
No
HOA
$85 / Annually
  • Ceiling Fans(s)
  • Dry Bar
  • Eat-in Kitchen
  • High Ceilings
  • Kitchen/family Room Combo
  • Living Room/dining Room Combo
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Thermostat
  • Tray Ceiling(s)
  • Walk-in Closet(s)
  • Wet Bar
  • Dishwasher
  • Disposal
  • Dryer
  • Freezer
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Electric Dryer Hookup
  • Inside
  • Laundry Room
  • Covered
  • Cable Available
  • Electricity Available
  • Buyer Approval Required
  • Deed Restrictions
  • Pool
  • Pool
  • Common Area Taxes
  • Pool
  • Private Road
Bedrooms
4
Bathrooms
4
Year Built
2021
Construction
Brick
Flooring
Carpet, Tile
Roof
Shingle
Garage Spaces
3
Cooling
Central Air
Heating
Electric
Waterfront
No
Pet Restrictions
Cats Ok, Dogs Ok
Lot Size
0.18 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2024
Annual Tax Amount
$10,267

Association Fees

  • HOA Fee

    Beverly Pavon

    $85/ Annually

  • CDD Fee

    $2,715/ Annually

Down Payment20% — $81,800
Interest Rate6.50%
Loan Term
Est. Mortgage
$2,068
HOA Fee
$7
Est. Property Tax
$856
Est. Insurance
$136
Total Est. Monthly Cost$3,067

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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