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ActiveNO CDD
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$425,000
$269/sqft15% reduced
HOA: NoneTaxes: $7,807/yr121d on market
3 Beds|2 Baths|1,580 Sq Ft|Built 1958

Key Features

Water ViewSingle Story
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💡 Price recently reduced — this could be a great opportunity to negotiate.

Waterfront & Dock
Water Frontage
0 ft
Dock
Yes
Year Built
2025
Dimensions
n/a
Description
Dock - Wood
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 15% ($74,000 off original)
  • 121+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Virtually Staged. Nestled along a serene canal with direct access to the beauty of Tampa Bay, this exceptional waterfront retreat at 3325 W Shell Point Road offers the ultimate Florida lifestyle with unparalleled peace of mind. The property has been meticulously updated for modern comfort, featuring a brand-new HVAC and AC system installed in 2025, a durable new roof from 2021, and a dedicated mini-split in the primary bedroom for personalized climate control. Outdoor living is the centerpiece of this home, highlighted by a stunning, brand-new dock completed in 2025 that includes an integrated bait well for effortless fishing right from your backyard. The expansive lot is anchored by a magnificent, mature mango tree that provides both a lush canopy of shade and a bountiful harvest of fresh fruit each season. With no HOA or CDD restrictions, this turnkey oasis combines structural integrity with premier coastal amenities, making it a rare find for boaters, anglers, and those seeking a private tropical sanctuary in the heart of Ruskin.

City
RUSKIN
County
Hillsborough
Zip Code
33570

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
1,580 sqft
Construction
Block
Roof
Shingle
Flooring
Ceramic Tile
Pool
No
HOA
None
  • Ceiling Fans(s)
  • Hurricane Shutters
  • Dishwasher
  • Disposal
  • Electric Water Heater
  • Exhaust Fan
  • Microwave
  • Range Hood
  • Refrigerator
  • Laundry Room
  • Cable Available
  • Electricity Available
  • Public
  • Water Available
Bedrooms
3
Bathrooms
2
Year Built
1958
Construction
Block
Flooring
Ceramic Tile
Roof
Shingle
Garage Spaces
0
Cooling
Central Air
Heating
Central, Electric
Waterfront
No
Pet Restrictions
Lot Size
0.26 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$7,807
No HOA fees on this listing.
Down Payment20% — $85,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$2,149
HOA Fee
$0
Est. Property Tax
$651
Est. Insurance
$142
Total Est. Monthly Cost$2,941

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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