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$750,000
$348/sqft1% reduced
HOA: NoneTaxes: $8,317/yr62d on market

Terra Ceia

28 MICHIANA DR, TERRA CEIA, FL, 34250

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3 Beds|3 Baths|2,156 Sq Ft|Built 2007|2 Car Garage

Key Features

WaterfrontWater ViewSpa/Hot Tub
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💡 Price recently reduced — this could be a great opportunity to negotiate.

Waterfront & Dock
Waterfront
Lagoon, Pond
Water Frontage
166 ft
Dock
Yes
Dimensions
7x10
Description
4 Point Moorage, Dock - Composite, Dock W/o Electric, Dock W/o Water Supply
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 1% ($10,000 off original)
  • 62 days on market

Buyer Insights are informational only — always verify with your agent.

Welcome home to a peaceful retreat nestled in the heart of Terra Ceia, where natural beauty surrounds you at every turn. As you wind through the community, you’ll immediately feel a sense of calm before arriving at this stunning residence, framed by lush tropical landscaping and captivating curb appeal. Access is effortless with both elevator and stair entry leading to the main living level as well as the 3rd floor. Inside, rich wood flooring flows seamlessly throughout, setting a warm and inviting tone. The expansive living room is ideal for entertaining or unwinding, showcasing tranquil views of the shimmering saltwater lake and opening to a private balcony perfect for enjoying gentle breezes and serene sunsets. A versatile study or den just off the living area provides the ideal space for a home office or quiet retreat. The kitchen is designed to inspire, offering abundant cabinetry and countertop space to satisfy any home chef. A second private balcony makes outdoor grilling both convenient and enjoyable. The adjoining formal dining room is perfectly suited for hosting gatherings, while a well-placed half bath completes this level. Upstairs, the third floor features a full-size laundry room and a spacious primary suite that serves as a true sanctuary. Enjoy your own private balcony, a generous walk-in closet, and a beautifully appointed ensuite bath. Two additional bedrooms are thoughtfully positioned down the hall, sharing a full bathroom and a private balcony with picturesque lake views. Step outside and immerse yourself in the tranquil surroundings. Your private dock invites you to relax by the water or enjoy peaceful moments lakeside. An oversized swim spa offers the perfect place to unwind after a long day, while multiple seating areas throughout the grounds create inviting spaces for conversation or quiet reflection. The expansive garage provides ample room for vehicles, storage, or even a workshop tailored to fit your lifestyle needs. For those seeking direct access to Gulf waters and exceptional fishing, a rare opportunity awaits. The vacant lot across the street is available for purchase at $175,000, offering a newly installed dock and additional space for parking or entertaining. This is more than a home, it’s a serene escape in one of Terra Ceia’s most peaceful settings. Don’t miss your opportunity to own your own slice of paradise. Schedule your private showing today. Click Tour 2 For Matterport Tour.

Subdivision
TERRA CEIA
County
Manatee
Zip Code
34250
Community
Terra Ceia

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
2,156 sqft
Construction
Block, Frame
Roof
Shingle
Flooring
Tile, Wood
Pool
No
HOA
None
  • Ceiling Fans(s)
  • Elevator
  • Stone Counters
  • Walk-in Closet(s)
  • Balcony
  • French Doors
  • Sliding Doors
  • Dishwasher
  • Disposal
  • Dryer
  • Electric Water Heater
  • Range
  • Range Hood
  • Refrigerator
  • Washer
  • Inside
  • Laundry Closet
  • Covered
  • Deck
  • Patio
  • Porch
  • Screened
  • Flood Insurance Required
  • Historic District
  • In County
  • Landscaped
  • Sidewalk
  • Paved
  • Bb/hs Internet Available
  • Electricity Connected
  • Sewer Connected
  • Sprinkler Well
  • Water Connected
  • Community Boat Ramp
  • Water Access
Bedrooms
3
Bathrooms
3
Year Built
2007
Construction
Block, Frame
Flooring
Tile, Wood
Roof
Shingle
Garage Spaces
2
Cooling
Central Air, Mini-split Unit(s), Zoned
Heating
Central
Waterfront
Yes
Pet Restrictions
Lot Size
0.16 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$8,317
No HOA fees on this listing.
Down Payment20% — $150,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$3,792
HOA Fee
$0
Est. Property Tax
$693
Est. Insurance
$250
Total Est. Monthly Cost$4,735

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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