Elementary
Active
$289,000
$120/sqft
HOA: $156/an|CDD: $2,442/yr|Taxes: $8,939/yr|0d on market
5 Beds|3 Baths|2,415 Sq Ft|Built 2021|2 Car Garage
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🔥 Just listed — this home matches what most buyers are looking for in this area.
C2C
Coast 2 Coast Home Realty
Licensed Florida Realtors
4.9· 214 reviews
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Buyer Insights
Here's what we know about this listing.
Why this home stands out
- Updated today
Buyer Insights are informational only — always verify with your agent.
Welcome to Ruskin's Spencer Creek Community! With 2415 Square feet, 5 bedrooms/2.5 bathrooms, 2 car garage, Bonus Space, and private wooded views back and side, this 2-story home has a lot to offer. Step inside to the entryway with soaring ceilings leading into the kitchen/living/dining room combination. Kitchen features modern white cabinetry, granite counters, center island, closet pantry and dining space. Sliding doors off the spacious living room lead to a wide-open backyard with wooded views which offers a blank slate for a pool, patio, garden, play space, or whatever you envision. Just off the living room is the primary suite which includes walk in closet, dual sinks and step in shower. A half bathroom and laundry room completes the first floor. Upstairs opens to a roomy Bonus Space - perfect for lounging. The 4 secondary bedrooms, and a full bathroom round out the upstairs. Central location, close to shopping and restaurants. It's good to be home! This property may qualify for Seller Financing (Vendee).
- City
- RUSKIN
- Subdivision
- SPENCER CRK PH 2
- County
- Hillsborough
- Zip Code
- 33570
- Community
- SPENCER CRK PH 2
School Report Card
Source: FL Dept. of Education
ABCDF
Middle
High
Neighborhood
Map unavailable
- Type
- Single Family Residence
- Living Area
- 2,415 sqft
- Construction
- Stucco
- Roof
- Shingle
- Flooring
- Carpet, Tile
- Pool
- No
- HOA
- $156 / Annually
- Ceiling Fans(s)
- Kitchen/family Room Combo
- Primary Bedroom Main Floor
- Solid Surface Counters
- Thermostat
- Walk-in Closet(s)
- Sidewalk
- None
- Inside
- None
- In County
- Bb/hs Internet Available
- Cable Available
- Electricity Available
- Sewer Available
- Water Available
- Bedrooms
- 5
- Bathrooms
- 3
- Year Built
- 2021
- Construction
- Stucco
- Flooring
- Carpet, Tile
- Roof
- Shingle
- Garage Spaces
- 2
- Cooling
- Central Air
- Heating
- Central
- Waterfront
- No
- Pet Restrictions
- Yes
- Lot Size
- 0.15 acres
- Senior Community
- No
- Building Elevator
- —
- Pet Size
- —
- # of Pets
- —
- Max Pet Weight
- —
- Tax Year
- 2025
- Annual Tax Amount
- $8,939
Association Fees
HOA Fee
Spencer Creek Comm Assoc./Folio Assoc Mgmt
$156/ Annually
CDD Fee
$2,442/ Annually
Down Payment20% — $57,800
Interest Rate6.50%
Loan Term
- Est. Mortgage
- $1,461
- HOA Fee
- $13
- Est. Property Tax
- $745
- Est. Insurance
- $96
Total Est. Monthly Cost$2,316
* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.