ActivePOOL HOMEWATERFRONTNO CDD
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$799,800
$378/sqft2% reduced
HOA: $90/qu + $683/seTaxes: $234/yr65d on market

Riverdale

4735 SPINNAKER DR, BRADENTON, FL, 34208

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3 Beds|3 Baths|2,117 Sq Ft|Built 1998|3 Car Garage
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 2% ($15,100 off original)
  • 65 days on market
  • Updated 1 day ago

Buyer Insights are informational only — always verify with your agent.

No CDD and Low HOA. Enjoy true Florida waterfront living in this well-maintained 3-bedroom, 3-bath Gulf-access pool home. With direct access to open water from your backyard, it’s perfect for boaters who want quick and easy trips to the Gulf. The home offers hurricane impact windows and a hurricane-rated garage door for added peace of mind and remained high and dry during previous storms. Step outside to an enclosed solar-heated saltwater pool designed for year-round outdoor living. A third full bathroom with direct pool access adds convenience for poolside use. An outdoor kitchen completes the space, ideal for entertaining. Recent updates include a new HVAC system (2023), pool resurfacing with a new railing, skimmer, variable-speed pump, saltwater system and auto fill (2023) Pool solar panels (2023), hurricane-rated garage door (2019), front impact windows (2020), enclosed pool cage (2024) and new attic insulation (2026). Fresh landscaping enhances the curb appeal, and the home is move-in ready with thoughtful updates throughout. A great opportunity to enjoy boating, relaxing poolside, and making the most of waterfront living

Subdivision
RIVERDALE REV
County
Manatee
Zip Code
34208
Community
Riverdale

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
2,117 sqft
Construction
Stucco
Roof
Shingle
Flooring
Tile
Pool
Yes
HOA
$90 / Quarterly + $683 / Semi-Annually
  • Ceiling Fans(s)
  • Crown Molding
  • Dry Bar
  • Eat-in Kitchen
  • Primary Bedroom Main Floor
  • Split Bedroom
  • Stone Counters
  • Thermostat
  • Walk-in Closet(s)
  • Window Treatments
  • Awning(s)
  • Hurricane Shutters
  • Outdoor Kitchen
  • Sliding Doors
  • Dishwasher
  • Disposal
  • Dryer
  • Gas Water Heater
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Wine Refrigerator
  • Inside
  • Laundry Room
  • Washer Hookup
  • Cable Connected
  • Electricity Connected
  • Natural Gas Available
  • Phone Available
  • Sewer Connected
  • Underground Utilities
  • Water Connected
  • Deed Restrictions
  • Dog Park
  • Park
  • Playground
  • Tennis Court(s)
  • Street Lights
  • Community Boat Ramp
  • Dock
  • Fishing
  • Water Access
  • Waterfront
Bedrooms
3
Bathrooms
3
Year Built
1998
Construction
Stucco
Flooring
Tile
Roof
Shingle
Garage Spaces
3
Cooling
Central Air
Heating
Central
Waterfront
Yes
Pet Restrictions
Yes
Lot Size
0.19 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$234

Association Fees

  • HOA Fee

    Jamie Herter/ Access Management

    $90/ Quarterly

  • HOA Fee 2

    Inlets at Riverdale

    $683/ Semi-Annually

Down Payment20% — $159,960
Interest Rate6.50%
Loan Term
Est. Mortgage
$4,044
HOA Fee
$30
Est. Property Tax
$20
Est. Insurance
$267
Total Est. Monthly Cost$4,360

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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